Disclaimer

1. Not Investment Advice

All information presented on kruptovaluuta.ee is for informational and educational purposes only. No text, review, analysis, calculator, or tool published on this website constitutes:

• Financial advice or recommendation
• Investment advice or investment recommendation
• Tax advice or tax consultation
• Legal advice or legal consultation
• A solicitation to buy, sell, or trade cryptocurrency

Before making any investment decisions, consult a qualified financial advisor, tax consultant, or lawyer.

2. High-Risk Warning

Risks associated with cryptocurrency include, but are not limited to:

• Price volatility — cryptocurrency prices can change drastically in a short period, including dropping to zero.
• Liquidity risk — some cryptocurrencies may have low liquidity, making it difficult to sell at the desired price.
• Regulatory risk — cryptocurrency regulation is evolving and may affect the value and usability of assets.
• Technology risk — hacks, software bugs, and network attacks can lead to loss of assets.
• Fraud risk — the cryptocurrency market contains scam schemes, rug pulls, and unreliable projects.
• Unregulated markets — some cryptocurrency markets are not regulated, meaning limited consumer protection.

Never invest more than you can afford to lose. Past performance does not guarantee future results.

3. MiCA and Regulations

The information on our website about cryptocurrency regulations, including the MiCA (Markets in Crypto-Assets) regulation, is informational in nature. We:

• Strive to present accurate information about MiCA licenses and regulations, but do not guarantee the completeness or timeliness of the information.
• Recommend verifying platform license status directly on the websites of relevant regulatory authorities.
• Are not responsible for regulatory changes that may affect the status of recommended platforms.

4. Affiliate Relationships

Kruptovaluuta.ee has business relationships with some of the service providers mentioned on the website:

• We earn commissions when users sign up through our affiliate links.
• This commission does not increase the cost to the user — the price is the same as going directly to the service.
• While we strive for objectivity, the existence of affiliate partnerships may influence which platforms we cover.
• We recommend always conducting your own research and comparing different platforms before making a decision.

5. Accuracy of Information

While we strive to ensure the accuracy and timeliness of information on the website:

• We do not guarantee the completeness, accuracy, or reliability of the information.
• Cryptocurrency prices, fees, features, and terms may change without notice.
• Calculators and tools provide approximations and may not reflect all fees and costs.
• Tax information is based on our best knowledge, but in all cases consult the tax authority or a tax advisor.

6. Third-Party Links

Our website contains links to third-party websites and services.

• We do not control and are not responsible for the content, privacy policies, or practices of third-party websites.
• Visiting a third-party website and using its services is entirely at your own risk.
• We recommend reading the terms of use and privacy policy of each third-party service before use.

7. Exclusion of Liability

NET Partner OU, its directors, employees, and partners shall not be liable under any circumstances for:

• Investment losses resulting from the use of information presented on the website
• Actions of third-party platforms
• Theft, loss, or inaccessibility of cryptocurrency assets
• Technical problems, system errors, or interruptions
• Tax-related issues arising from the use of our tax information

The website is provided on an "as is" and "as available" basis.

8. Contact

If you have any questions about this disclaimer, please contact us: