Cryptocurrency Withdrawal — How to Cash Out Crypto
How to sell cryptocurrency and transfer euros to your Estonian bank account. SEPA withdrawal guide, fees and taxes 2026.
Crypto Withdrawal Step by Step
Transfer Crypto to Exchange
If your crypto is in a wallet, transfer it to an exchange (Bybit, Binance, Bitvavo) first. Crypto on the exchange can be sold directly.
Sell Cryptocurrency for Euros
Select your trading pair (BTC/EUR, ETH/EUR) and create a sell order. Market order sells instantly at current price.
SEPA Withdrawal to Bank
Go to "Withdraw", select "EUR" and "SEPA Transfer", enter your IBAN. Euros arrive in 1-2 business days.
Withdrawal Fees Comparison
| Platform | Sell Fee | SEPA Withdrawal | Speed |
|---|---|---|---|
| Bybit | 0.055% | 1 EUR | 1-2 days |
| Binance | 0.1% | 1 EUR | 1-2 days |
| Bitvavo | 0.25% | Free | 1-2 days |
Crypto Withdrawal Taxes in Estonia
22% income tax applies to profit from selling cryptocurrency. Only the profit is taxed (sale price minus purchase price).
Example: Bought for 1,000 EUR, sold for 1,500 EUR. Profit = 500 EUR. Tax = 500 x 22% = 110 EUR.
Cash Out Crypto with Low Fees
Bybit offers the lowest selling and withdrawal fees. SEPA EUR, MiCA-licensed.
Start on BybitAffiliate link. Commission does not increase your costs.
